Did Your EPF Claim Get Rejected? 7 Reasons for the Rejections and How To Fix Them

Getting your EPF claim rejected is definitely a bummer – especially when you need the cash like yesterday. What also makes it worse is the fact that the EPFO often does not specify why your claim got rejected in the first place, so fixing the problem becomes that much harder. But here’s the thing – the reasons for most EPF claim rejections are straightforward and you can fix each of them easily.

What Occurs If Your EPF Claim Gets Rejected?

EPFO Claim Rejection – Why And Where They Will Send You Rejection Reason: Rejection code will be sent to your mobile number and UMANG app or EPFO member portal after EPFO rejecting your claim. Rejection Reason code will be provided to you so please do check rejection reason code first before proceeding for resubmission. Rejection first rejection will be create second rejection if you do not identify the reason and do not fix them.

For any government service issues including EPF, contact Oneline Services at 8610875785 for guided support.

7 Obstacles That Made Your EPF Claim Go Unsuccessful

Reason 1 – Aadhaar And UAN Details Are Not Matching

Your Aadhaar details – name, date of birth and gender – do not match with that submitted by your employer to EPFO. This is the most frequent cause of EPF claim rejection, so ensure there are no discrepancies in your UAN details at the EPFO member portal, and submit a correction request via employer as soon as you notice an error.

Reason 2 – Bank Account Details Not Verified

EPFO can claim amount in your bank account which is linked and seeded with UAN. If your bank account number, bank IFSC code and bank account name and fails then your bank account will not claim funds. Your bank account is linked with your ADHAAR before 90 days and you have provided your bank information to the Employer.

Reason 3 – KYC Documents Not Approved

Your KYC – Aadhaar, PAN and bank account – must be verified on the UAN portal before you can file any EPF claim. Another point to note is that EPF claims are rejected instantly if your KYC are pending or rejected. Verify KYC under “Manage KYC” on the member portal of EPFO, and get them approved by your employer.

Reason 4 – Service Period Not Completed

Some EPF withdrawals are required after 6 months or 1 year or 2 years of service. For example, full PF withdrawal needs 2 months unemployed. Also advance for purchase of house or for medical emergency has its different eligible time. So, pre-empting leads to rejection.

Reason 5 – Wrong Form Submitted

EPFO has various forms for different purposes – Form 19 in case of final PF settlement, Form 10C in case of pension withdrawal, Form 31 for advance and Form 10D for pension. When you put in the wrong form for your purpose, you face immediate rejection. So, be sure of the correct form before making claim online or offline.

Reason 6 – Previous Employer Contribution Not Transferred

If a job has been changed and PF contribution of previous employer has not been transferred to current UAN then EPFO may deny your claim. Also, multiple Member IDs for multiple employers creates confusion. Transfer all previous PF accounts through Form 13 to current UAN and then apply for a claim.

Reason 7 – Date of Exit by Employer Not Up to Date

Your Previous Employer needs to update your exit date in your EPFO account once you have exited your job. If they have not done so, then your claim is failed because the EPFO showing your currently employed. Reach out to your company and ask them to update your exit date on the EPFO employer portal now.

Steps to Resubmit Your EPF Claim after Rejection

Step 1 – Check Rejection Reason

Visit unifiedportal-mem.epfindia.gov.in or open the UMANG app. Select “Track Claim Status” then note down the reason code for rejection. Read the rejection reason and then decide to do something or not.

Step 2 – Correct the Problem and Reapply

Fix this issue – whether it is a KYC update, bank account, or employer update. Once fixed, wait for the update to appear on the portal and then file your EPF claim. For any government services, Oneline Services is there to help you throughout the entire process – feel free to reach out to us or call at 8610875785.

Frequently Asked Questions (FAQ)

Q1: Why can’t I submit an EPF claim?

Common issue is Aadhaar-UAN mismatch, bank account not verified, KYC not completed, wrong form, no update of exit date by employer etc.

Q2: How do I find out the reason for the rejection of my EPF claim?

Login to unifiedportal-mem.epfindia.gov.in or UMANG app and go to Track Claim Status to know the reason for rejection.

Q3: I have submitted an EPF claim form. If it is rejected, can I submit the claim form again?

Yes – Correct the rejection reason and later claim on the EPFO member portal.

Q4: How much time does EPFO take to process the claim after resubmission?

Usually 10 to 20 working days after proper resubmission with all issues having been resolved.

Q5: What happens if my EPF claim is rejected on multiple occasions?

File a complaint against EPFO – leave a comment on the EPFO grievance portal at epfigms.gov.in or visit your closest regional branch of the EPFO.

Conclusion

I got my EPF claim rejected, now what?

Almost all EPF claim rejection can be fixed. For the specific reason for rejection, make the correction and raise a fresh claim with the correct details.

Also, if your KYC is correct, bank account is verified and UAN details are correct, most of the rejections can be avoided.

Help with EPF or any other government service? Oneline Services can help – call 8610875785 or contact us today.