When it comes to verifying the legal status of a property, two common checks are often used: the Villangam check and the Encumbrance Certificate (EC) check. While both checks serve similar purposes, there are key differences between them. This guide explores the differences between a Villangam check and an EC check, helping you understand which one is suitable for your property verification needs.
Villangam Check
Purpose
- A Villangam check is conducted to ensure that a property is free from legal encumbrances such as mortgages, loans, or disputes.
- It verifies the clear ownership of the property and helps prevent future legal complications.
Process
- The process involves visiting the Sub-Registrar’s office, requesting an Encumbrance Certificate, analyzing the EC for any encumbrances, consulting a legal expert, and obtaining a Villangam Certificate.
Benefits
- Provides legal assurance and peace of mind to buyers and sellers.
- Protects buyers from inheriting hidden financial liabilities.
- Ensures that the property has a clear ownership history.
EC Check (Encumbrance Certificate Check)
Purpose
- An EC check is specifically focused on verifying the transaction history of a property.
- It confirms that there are no registered transactions, such as sales, mortgages, or leases, on the property during the specified period.
Process
- The process involves visiting the Sub-Registrar’s office, filling out an application form, paying a fee, and receiving the EC detailing property transactions over a specified period.
Benefits
- Confirms that the property is free from registered transactions during the specified period.
- Helps buyers verify the ownership history and legality of the property.
Key Differences
- Focus
- Villangam checks focus on verifying the legal status of the property, including ownership and encumbrances.
- EC checks focus on verifying the transaction history of the property, including sales, mortgages, and leases.
- Verification Scope
- Villangam checks verify the overall legal status of the property, ensuring it is free from encumbrances.
- EC checks verify specific transaction details, confirming the absence of registered transactions during a specified period.
- Outcome
- A Villangam check results in a Villangam Certificate, confirming the legal clarity of the property.
- An EC check results in an Encumbrance Certificate, detailing the transaction history of the property.
Conclusion
While both Villangam checks and EC checks are essential for verifying the legal status of a property, they serve different purposes. A Villangam check ensures that the property is free from legal encumbrances and confirms clear ownership. On the other hand, an EC check specifically verifies the transaction history of the property. Depending on your property verification needs, you may choose to conduct either or both checks to ensure a smooth and secure transaction.
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FAQs
What is the purpose of a Villangam check?
A Villangam check is conducted to verify that a property is free from legal encumbrances such as mortgages, loans, or disputes, ensuring clear ownership.
What does an EC check involve?
An EC check focuses on verifying the transaction history of a property, confirming the absence of registered transactions such as sales, mortgages, or leases during a specified period.
Are Villangam checks and EC checks conducted at the same office?
Yes, both checks are typically conducted at the Sub-Registrar’s office, where property records are maintained.
Do I need to conduct both checks before buying a property?
While both checks serve similar purposes, the need to conduct both depends on your specific property verification needs. Consult with a legal expert to determine the appropriate checks for your situation.
Can I conduct Villangam and EC checks online?
In some regions, it is possible to conduct these checks online through the respective government portals. However, it is advisable to verify the authenticity of online records with physical documents at the Sub-Registrar’s office.